Step 01
Free claim review
Send us your policy and a few photos. We'll tell you straight whether hiring us will move the needle on your case.

Smoke residue permeates porous surfaces and HVAC systems. Proper claims account for cleaning, deodorization, and contents depreciation.
What's covered

Our standard
Scope built around your policy.
We document coverage, cause, and damages thoroughly enough to support a fair settlement — and to hold up if your carrier disputes it.
Step 01
Send us your policy and a few photos. We'll tell you straight whether hiring us will move the needle on your case.
Step 02
We bring licensed adjusters, engineers, and moisture techs to document every dollar of loss — drone roof scans included when needed.
Step 03
We build an Xactimate estimate backed by photo evidence and expert reports. That becomes the case we put on your insurer's desk.
Step 04
We negotiate directly with your carrier — you approve every move. No recovery, no fee. Guaranteed in writing before we start.
My fire was next door. Am I covered?
Usually yes — smoke migration from a neighboring fire is a covered peril under most HO policies.
Insurer said 'wipe it down'. Enough?
Almost never. Porous materials absorb soot acids that corrode over time. We document the need for replacement where cleaning fails.
Intake takes under 3 minutes. We'll call you back within 24 hours with honest next steps — no pressure, no obligation, no cost unless we recover.